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The official name of the Amex “black card” is the Centurion® Card from American Express (not to be confused with the more recent Mastercard® Black Card™). “There had been rumors going around that we had this ultra-exclusive black card for elite customers,” Doug Smith, director of American Express Europe, told Snopes.“It wasn’t true, but we decided to capitalize on the idea anyway.” And thus the American Express “black card,” subject of many a rap song and gold digger fantasy, was born.The card is made of stainless steel and has a 5 annual fee. If you get approved for this metal card, you’ll receive 50,000 Ultimate Rewards points after spending ,000 in the first three months.You’ll also earn 3X points per dollar spent on travel (after using the whole 0 travel credit) and dining, and 1X point per dollar on everything else.Though there are more benefits than we can list here — including for cruises, restaurants, stores and other events — here are a few more you should know about: There are many perks unrelated to travel as well, including complimentary Shop Runner membership and a variety of shopping protections.Perhaps the best-known perk of the Centurion card is the fact it has no pre-set spending limit (also known as a credit limit).Haven’t received your invitation to the Centurion yet?
In addition to hotels and car rentals, you’ll get to feel special when you fly Delta.Credit Card Insider receives compensation from advertisers whose products may be mentioned on this page.