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Digital gift cards are easier to keep track of (they literally just hang out in your inbox). They carry less fees than general-purpose gift cards sold by banks or credit card issuers.In fact, they usually carry no fees, while general-purpose gift cards almost always at least charge a purchase fee.But make sure you don’t fall for a gift card deal that’s too good to be true.Read on for tips to avoid popular scams: When shopping for gift cards online, be cautious of cards listed well below retail prices – especially if you’re perusing online auction sites or classified ads.These sites buy gift cards for less than face value, but also charge less than face value to shoppers.The savings aren't astronomical (you're looking at around to per card) and popular retailers tend to tout the lowest discount. Warehouse stores Sam's Club and Costco are known to sell new gift cards at a discount.You won't get full value for the card, though popular retailers can net you close to it.
The FBI recommends you check the seller’s ratings on the auction site or with the Better Business Bureau before purchasing.
Here are ten ways to get the most value out of your gift cards.
Spend wisely, for sure, but also do so in a timely fashion.
“This protects consumers from buying cards that do not have the advertised value or do not work at the store for which they purchased it.” Gift Card Granny works as a search engine for gift cards, listing available cards and discounts – up to 80 percent off, with an average discount of about 9 percent.
Plastic Jungle buys unwanted gift cards and resells them, backing their value with a promise of fines and legal action against any seller who tries to pass off depleted cards.The NRF estimates Santa’s helpers will spend a whopping .79 billion this holiday season fulfilling gift-card wishes.